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Property Investment

The transfer of property process in South Africa

Below are the 5 steps that are taken in order to transfer a property into your name. Step 1: Once the seller has signed the sale agreement (aka Offer To Purchase) the purchaser needs to obtain a home loan. Astute buyers know to use the services of an expert bond originator who will help them

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Elements of an Offer to Purchase

The elements of an OTP

The first part of your OTP will detail the seller and the purchaser’s details. The next section will stipulate your purchase price. With our deal, we were going to put 10% down as a deposit and pay the remaining 90% at transfer. That’s why we inputted our details at 1.3 and scratched out line 1.3.1,

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3 ways to finance your deals with an investor

By leveraging your time, efforts and, what we call, OPM (Other People’s Money), you can turn your property dreams into reality. Now let’s assume after learning how to analyse property, and how and where to find them, you eventually find an investor who is cash rich but time poor – what 3 financing strategies can

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Clever Thinking: Offer To Purchase Amendments

  Oh wow… another can of worms! The “Standard” Offer To Purchase plonked in front of most buyers to “urgently sign” in order to secure this “limited opportunity” from a “desperate seller” who will soon be “inundated” with other offers from buyers with deeper pockets than your own… haven’t we all heard this story?? In

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Insurance

Property: Ensurance that you understand Insurance

There seems to be an incredible amount of confusion about insurance and what each type of insurance covers. This article seems to clarify what is typically covered under each policy and who typically pays for it. Whilst some of the below may not seem like it is directly linked to property it is important to

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